Join The Movement Ft. Patrick Kelter

Join Movement Mortgage! | Hunter Home Loan Team Ft. Patrick

Loan officers, your job is to be a relational expert, charm your clients, help them in an enjoyable process and the American dream! But what is holding you back? is it your operations? is your current environment not giving you the confidence to go out and build your own business? Movement Mortgage has the support you need! So join us today, you won’t be disappointed.

For all your home loan and mortgage questions, or to find out how you, as a loan officer and become part of our team, please reach out to The Hunter Home Loan Team day or night (727) 308-2214 We can’t wait to meet you!

Self Defense & Awareness Class | Real Estate Partners | July 18

Join Us for Self-Defense Classes | Sponsored by Movement Mortgage

We love encouraging our real estate agents and community! Our self-defense & awareness class will take place on July 18, 2019. We were joined here by Weston who is a jiu-jitsu practitioner!

The class will be sponsored by Movement Mortgage, but taught by 2 mixed martial arts teachers with over 20 years of experience. Basic self-defense techniques are what you will be taught so that you are able to get yourself out of unsafe situations and can be more aware of your surroundings! Come on out July 18th!

For all your home loan and mortgage questions, please reach out to The Hunter Home Loan Team day or night (727) 308-2214 We can’t wait to meet you!

 

Movement Mortgage | Loan Officer Spotlight | Brandon Kelter

Loan Officer Spotlight | Brandon Kelter

Today we had the pleasure of interviewing Brandon Kelter, one of Hunter Home Loan’s top loan officers. We appreciate his experience, patience, and passion for serving and helping people!

Follow Brandon on Facebook today! OR Learn more on his website here!

Reach out to Brandon today, he would love to help you seal the deal, and close on your dream home or will offer quick and accurate financial advice! (727) 744-7992

Movement Mortgage | Loan Officer Coaching | Monthly Playbook!

 

Reach Out For Our Loan Officer Monthly Playbook!

Loan officers, do you want to be part of a culture that loves and values people? It is a bigger mission and purpose! Are you spending time daily working on yourself, and becoming the best version of yourself that you can be? At Movement, we have an innovative coaching program customized to the areas of growth that you need to work on! We provide a 30+ page monthly playbook for you and your business to use and add value to your life and others. You don’t want to miss the opportunity to be a part of something bigger than yourself.

It all starts with you! Are you in an environment where you can build yourself up and grow daily? The more you know and are encouraged, the more you can encourage others. We would love the opportunity to grow you, the people around you, and your business lets talk! (727) 315-1635

Learn Hunter Home Loan’s New Closing Process

The Hunter Home Loan Team New Closing Process!

Closing on your future home is an exciting time, the closing process is typically anything but. Signing document after document and hand cramps are common when going through this long ordeal.

At Movement Mortgage we have changed the GAME with our new Easy Sign Closing. Buyers, realtors, and title companies are raving about our new process. It allows you to electronically sign your documents before heading to closing, saving you time from start to finish! With our new electronic closing, you have time to enjoy yourself and celebrate your new home!

Let’s talk about your goals, and make sure you are working with the “Best of the Best” in Tampa Bay! We want to help you, give us a call today if you would like to learn more about our new closing process and how The Hunter Home Loan Team makes things easy for all their clients. Give us a call today if you are unsure and have more questions (727) 315-1635 Or Schedule a consultation here if you are ready to get the process started.

Congratulations! Now What Is The Next Home Buying Step?

What Is Your Next Step In The Home Buying Process?

Congratulations on your first important step! Now what? Follow the advice below for the smoothest process.

1. You have lots of choices and are the one in control! You are under no obligation to choose us even if you fill out an application. If you do continue with our company throughout the home purchase, you will see how passionate we are about providing exceptional service to our clients.

2. The best way to increase your home buying confidence and stand out among other homebuyers is to be prepared for a fully underwritten preapproval. Movement has helped hundreds of thousands of buyers know if they are qualified before a certain home purchase before even putting in a bid. This protects you from approval problems later on in the process. This is the smart way to start your home ownership journey.

3. Take your time! Buying a home is a huge life decision and likely the most significant financial investment you will make. The Hunter Home Loan Team will help you along the way! We have a customer helpline that is available 24/7 for all your mortgage questions that may come up! Best wishes from The Hunter Home Loan Team and Movement Mortgage on your home ownership journey.

Please let us know today how we can help you today! (727) 315-1635

Download Your Real Estate Buyers Playbook! | The Hunter Home Loan Team

Learn about the latest strategic & powerful referral tool for real estate agents!

Would it be valuable for you to have a network of fisherman feeding you referrals? Are you distracted on the newest gadgets but have seen no results from your investments? Our team is about adding value and having an influence. Let’s have a meeting, and we guarantee we will add value to your business. This playbook is a 54-page step by step guide for buyers that walks them from preapproval to post-closing. Your clients will be more educated and share it with others. Your playbook is branded with your information along with your partners and vendors. Your Real Estate Buyers Playbook is a powerful tool to create fisherman for strategic referral partnerships. We look forward to helping you, help more people!

Schedule a Consultation with the Hunter Home Loan Team today, we can’t wait to meet you!

 

Best of the Best Mortgage Lender Winner 2019!

We are your 2019 Best of the Best Mortgage Lender in the Tampa Bay Area!

We are excited to announce that the Hunter Home Loan Team has won the Tampa Bay Times People’s Choice Best of the Best in the Mortgage Lender category #BOTB2019 This is an honor for our team and we want to thank our raving fans for the opportunity to serve and to share our mortgage process and experience. We would like to thank the Tamp Bay Times award and all that they do to add value to the community. Being Born and raised in the Tampa Bay Area this means a lot to me and my team. I’m grateful to be part of the growth and evolution of the Tamo Bay Area for the past 30 years. I want to thank my amazing team and all your hard work in putting our clients and partners first. It’s not easy but so worth it! There were over 85,000 entries from the people for the Best of the Bay with over 13,000 businesses nominated. That’s impressive Tampa Bay and thank you all!

For all your home loan and mortgage questions, please reach out to The Hunter Home Loan Team day or night (727) 315-1635 We can’t wait to meet you!

What is Loan to Value Ratio?!

All You Need To Know About Loan to Value Ratio (LTV)

Loan to Value ratio is the amount of money you’re borrowing for your home as a percentage of your home’s value. Let’s say, you’re going to buy a house for $200,000 with a $40,000 or 20% down payment. if your house is valued at $200,000 or higher, your LTV IS 80%. That’s because you divide your loan amount by the purchase price, not the appraisal price unless the appraisal comes in low.

Let’s say your house gets appraised, for lower than your purchase price, say $160,000 That means your LTV is 100% because your loan amount of $160,000 is the same as the value. In the lending world, a lender will go off the lesser of the two, the sales price or the 3rd party appraised value! In the event the appraisal comes in low you will want to talk with your agent and possibly renegotiate with the seller or you, the buyer, can choose to make up the difference if you want or need to stay at the initial loan to value!

Loan To Value is a key factor in your ability to get a loan, the lower the LTV, the less risky the lender sees the loan… but there are several high LTV programs available such as USDA, VA, FHA, Conventional, and a few other options! Let talk about the best mortgage plan for you!

Chat with The Hunter Home Loan Team Today!

For more details on how to prepare and what to expect at your first meeting with a mortgage professional or if you are interested in getting started on your loan approval process, please contact our Hunter Home Loan Team at 727-315-1635.

Those who are feeling overwhelmed, or are Interested in learning more about loans we offer or loans approved with conditions Check out our resources here for agents or clients…We are here for YOU!

What is APR?

The Annual Percentage Rate Explained!

Your Annual Percentage Rate is your Interest Rate + the Closing Costs + Fees averaged together over the first year of the loan. That determines the annual cost of taking out your mortgage.

Let’s talk about the fees that can be included in your APR. Origination fees, prepaid interests, underwriting fees, document prep fees, settlement fees, a few other 3rd party fees, and private mortgage insurance if you have it. All this to say that your APR will typically be higher than your interest rate. You receive an APR quote no more than 3 business days after you complete your loan application. Another thing to keep in mind with your APR, it can fluctuate in between your initial rate lock and the official closing of your loan. This is due to potential 3rd party fee fluctuations or market changes that can occur during that time frame. However, once your fixed rate loan is closed, your APR will not change. Keep in mind your Interest rate is the actual rate you are paying on the loan balance.

Chat with The Hunter Home Loan Team Today!

For more details on how to prepare and what to expect at your first meeting with a mortgage professional or if you are interested in getting started on your loan approval process, please contact our Hunter Home Loan Team at 727-315-1635.

Those who are feeling overwhelmed, or are Interested in learning more about loans we offer or loans approved with conditions Check out our resources here for agents or clients…We are here for YOU!

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Tampa Bay Times People's Choice 2019 Best of the Best award