Home Loan Mistakes That Could Cost You!

Mortgage Home Loan Mistakes That Could Cost You This Season

These mistakes are applicable throughout the year that we are about to list, but even more so during the high-spend holiday season. With a family of your own or even extended family, things can get costly, and we want to be sure you are aware of these tips that could save you big bucks.

1. Keep Your Credit Card Tucked Away

A smart mortgage lender will tell their client to stay clear of using their credit card when in the home buying/ closing process. If your loan is based on your FICO score, the last thing you want is for any of that to change when in the pre-approval process. You should be okay if you are spending small amounts, but if you are thinking about making those big Black Friday purchases on your card, we advise you to think twice.

 

2. Don’t Deplete Your Savings!

Even if you think you have the closing in the bag, don’t run off and drop your life’s savings on any big-ticket items yet. There are several costs that come along with closing so be sure to keep a good chunk of savings in your account.

 

3. Make a Budget & Check it Twice!

Spend some time talking with our loan officers and find out exactly what you will need to spend so that you and your family can budget for it, and nothing comes as a surprise, especially when expenses are high during this time of year. There are several fees involved when buying a house so be sure that you are fully aware of everything that is required.

 

If you have questions reach out to our team today! We want to help you make your holiday wish come true with your home buying process today.

(content credit: Movement Mortgage)

Condo Buyers | Get Pre-approved with Movement Mortgage

Condo Buyers | Get Pre-approved with Movement Mortgage

At Movement Mortgage, we love condos! We have approved over 15,000 condo projects and over 2,000 in the state of FL. Agents, make sure your project is preapproved in our database. Whether on the listing or buying side, we are here for you and look forward to helping you! The great thing about Movement is our wide variety of condo loan program options! You can benefit from our knowledge and in-house teams ready to make big things happen for you. Call and talk to our Hunter Home Loan Team today to learn what qualifies as a condo, and which loan program is right for you!

AFFORDABLE CONDO FINANCING AT MOVEMENT MORTGAGE IS INCLUDED IN THESE PROGRAMS:

Fannie Mae & Freddie Mac Conventional, VA for eligible military, FHA Government, and USDA rural home loan program

GET PREAPPROVED NOW!

Hunter Home Loan Team Condo Loan Options

Buying & Selling Condos | It’s not what you know, but who you know!

At Movement Mortgage, we love condos! We have approved over 15,000 condo projects and over 2,000 in the state of FL. Agents, make sure your project is preapproved in our database. Whether on the listing or buying side, we are here for you and look forward to helping you! The great thing about Movement is our wide variety of condo loan program options! You can benefit from our knowledge and in-house teams ready to make big things happen for you. Call and talk to our Hunter Home Loan Team today to learn what qualifies as a condo, and which loan program is right for you!

AFFORDABLE CONDO FINANCING AT MOVEMENT MORTGAGE IS INCLUDED IN THESE PROGRAMS:

Fannie Mae & Freddie Mac Conventional, VA for eligible military, FHA Government, and USDA rural home loan program

Movement Mortgage Loan Officer Highlight | Jason Buchanan

Customer service, what is it to you? For us, it means to serve, love and value people. Jason Hunter interviews Jason Buchanan, one of our own Loan Officers!

Jason’s clients love working with him, as well as his real estate partners. Jason loves to listen to people and learn exactly what it is that they are looking for that will help as they work through the mortgage process. He listens to their goals and ambitions and puts it all together and tries to make it as stress-free as possible. Reach out to Jason today and start your loan approval process. We want to help you find your dream home and be part of that journey with you.

Website: https://movement.com/lo/jason-buchanan/
Phone: (727) 742-3700

Condo Expert Event | Starting This Week!

Condo Expert Events Starting This Week – RSVP on Facebook!

Join us on November 13, 2019, from 11:30 am – 1 pm at Maggiano’s in Tampa, or at the Breakroom Bar & Grill from 4:00 pm – 6:00 pm as we deep dive into all things condo financing with Sam Chazanow, Manager of the Condo Express Department at Movement Mortgage. Can’t make it on Wednesday? We have added a Thursday Condo event starting at 11:30 am at Madiera Beach Rec Center. We will learn all about the HUGE changes happening with Condo Approvals! We can’t wait to see you there!

48 HOURS LEFT TO RSVP!

 

First time home buyer tips for buying or selling your house | St Pete Realtor

First Time Home Buyers How To Be Prepared for buying or selling!

Christian Sidwell with Journey Partners Real Estate Team tells about how a first time home buyer can be prepared when purchasing! Because it is a seller’s market, there is low inventory.

As a buyer, you really need to know what you can qualify for, what kind of home you are looking for (single-family, townhome or condo?).

How a buyer should prepare:
1. Talk to a lender and figure out what they can qualify for
2. Understand the Escrow process (Once you are ready to write an offer, you need to get a pre-approval from a lender and then you go through the Escrow process)

If you are a seller you need to think about how you should be getting your home ready to sell and put on the market.

There are 4 things that will sell a home:
-Location
-Condition (get a pre-list inspection & talk to a stager)
-Price
-Marketing

Contact Christian Sidwell today
Call: (415) 200-8584
Email: christianandjon@gmail.com

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