Beginning the process for a Tampa mortgage may have you feeling overwhelmed or even stressed. Although this can be a long, drawn-out process, it is important to be organized so you don’t end up feeling like you are in over your head. This starts by working with an expert to help guide and assist you every step of the way.
So, to help you get started, your local Tampa mortgage lender, Jason Hunter, has listed how to prepare you and what you should expect at your first meeting with a mortgage professional.
What To Expect
A mortgage lender is a well-trained, highly informative individual who is there to assist you in helping your dreams of homeownership come true. This means that they will do everything in their power to help you achieve your goals in becoming a homeowner. So, on the day of your first meeting, you can expect them to get to know you very well and find out everything about your financial past, including the good and the bad.
Do not try to hide anything from your lender because they will need to know what sort of obstacles you may face throughout the application process. Therefore, don’t feel embarrassed if you have a low credit score or if have filed for bankruptcy in the past because your lender is there to help.
Once your lender goes over your financial documents and answers any questions you may have, they will then go through the different mortgage options available for your financial situation. You two will review the options together and then you can decide which choice you feel is best for your goals. There are multiple different Tampa home loans on the market so take your time when making your decision.
What You Should Bring
Make sure you come prepared to your first meeting with a mortgage professional. This means having all of your financial documents printed off and organized. The documents you should bring include but are not limited to, a form of identification, current bank statements, proof of income, tax returns, as well as any debts and assets you may have.
For more details on how to prepare and what to expect at your first meeting with a mortgage professional or if you are interested in getting started on a Tampa mortgage application, please contact Jason Hunter at 813-230-9428.